101 Top Indian FinTech Companies and Startups of 2021

July 2, 2021

This article showcases our top picks for the best Indian based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

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Top Indian FinTech Startups

Data sourced from Crunchbase and SemRush.

Razorpay

Razorpay

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Razorpay is a platform that enables businesses to accept, process, and disburse payments.

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Slice is a fintech company based in India to pay bills, manage expenses, and unlock instant rewards.

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CRED

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CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills.

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Pine Labs

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Pine Labs is a merchant commerce platform that provides financing and last-mile retail transaction technology to merchants.

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Groww

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Groww is an investment platform that offers a new way of investing money with stockbroking and direct mutual funds.

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Cashfree

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Cashfree is a payments and banking technology company that enables businesses in India to collect payments online and make payouts.

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Progcap

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Progcap is a financial service company that provides financial opportunities for micro and small businesses.

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Capital Float

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Capital Float is an online platform that provides working capital finance to SMEs.

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MobiKwik

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MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services.

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NiYO Solutions

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NiYO is a fintech company that helps salaried employees access company benefits and other financial services.

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KreditBee

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KreditBee is a digital lending platform developed to assist young professionals with their personal finances.

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Kodo

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Kodo is a fintech startup focused on serving the corporate card and B2B payments needs of small businesses.

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Jai Kisan

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Jai Kisan is a fintech platform that provides sustainable financing for rural emerging markets.

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OPEN

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Open develops and offers an online platform for banking and intercompany settlement.

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InCred

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InCred is a financial services platform that leverages technology and data-science to make lending quick and easy.

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IndusInd Bank

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IndusInd Bank is a Mumbai-based Indian new generation bank established in 1994.

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OfBusiness

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OfBusiness is a financing platform that offers smart financing to SMEs.

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Upstox

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Upstox is a fin-tech company to allow innovative investment options for its users.

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ZestMoney

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ZestMoney is an India-based consumer lending fintech company.

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MyMoneyMantra

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MyMoneyMantra is India’s largest phy-gital (physical-digital) consumer & business finance marketplace.

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OkCredit

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OkCredit simplifies credit account management for shop owners and their customers.

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Vivriti Capital

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Vivriti Capital is a marketplace for small enterprises and individuals that lack efficient access to financial services.

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Paytm Payments Bank

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Paytm Payments Bank is a mobile-first bank with zero balance-zero digital transaction charge accounts.

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Fisdom

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Fisdom is a fintech company that offers investment advisory services through an application.

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Aye Finance

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Aye Finance is a finance company that provides business loans to micro and small businesses.

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Lendingkart

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Lendingkart is an online financing company that provides short-term working capital loans to SME borrowers.

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BharatPe

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BharatPe is a FinTech company that helps merchants accept payments from customers for free.

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National Stock Exchange

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NSE is India’s stock exchange covering various cities and towns across the country.

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Chqbook

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Chqbook is a fintech startup that allows customers to explore, compare, book and get personal finance products.

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BimaPe

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BimaPe demystifies Insurance and its Management for individuals and families across India. ‘BimaPe Bharosa Karo’

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One97

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One97 delivers mobile content and commerce services to its customers.

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Indifi Technologies

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Indifi Technologies is a digital lending platform that offers loans to small businesses.

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Stashfin

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StashFin is a digital lending company that leverages technology to provide instant credit decisions.

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BankBazaar.com

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BankBazaar.com is a neutral online marketplace that gives instant customized rate quotes on loans and insurance products.

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CoinDCX

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CoinDCX is a company that specializes in crypto-enabled financial services.

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Happay

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Happay is an AI-powered business expense management software that enables businesses to automate their expense management process.

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INDwealth

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INDwealth is an Artificial Intelligence and Machine learning-based wealth management platform for HNI families.

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Kissht

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Kissht is a financial technology platform that enables instant, seamless credit for consumers to make purchases at digital points of sales.

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Avail Finance

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Avail is a digital app that offers loans with flexible repayment options to the blue-collared workforce of India.

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EarlySalary

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EarlySalary.com is a new FinTech start-up in Pune. We are here to help you from being broke.

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Velocity

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Velocity provides revenue-based financing to online businesses.

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True Balance

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True Balance is a digital wallet that enables users to access utility bill payment and other financial products.

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Leap Finance

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Leap Finance is a fintech startup that offers education loans and credit cards to Indian students studying overseas.

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Billdesk

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BillDesk, a property of IndiaIdeas.com Ltd. was conceived in early 2000 to solve the frustrations of most of us when it comes to paying

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JUSPAY

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Juspay is a developer of an online platform designed to be used for mobile-based payments.

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Signzy

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Signzy is an AI-powered fintech company offering a digital onboarding solution for banks, NBFCs, and other financial institutions.

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Fyle

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Fyle is an intelligent expense management platform for enterprises.

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Kinara Capital

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Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.

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IDfy

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IDfy is a people information company helping companies combat fraud by providing services such as background verifications.

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FlexiLoans

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FlexiLoans is a digital lending platform for SMEs in India

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YAP

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YAP is the API Platform for Banking and Payments products in Asia. More than 200 Fintechs across Asia rely on YAP

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Scripbox

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Scripbox owns and operates an online investing platform that distributes mutual funds in India.

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Uni Cards

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Uni provides new-age credit cards for the digital generation.

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Financepeer

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Financepeer is an AI based peer to peer lending platform.

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RBL Bank

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RBL Bank is one of India’s fastest growing scheduled commercial banks.

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Eduvanz

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Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance.

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SafexPay

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Safexpay is a B2B2B fintech focussed on platform & API infrastructure for businesses across the globe

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ftcash

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ftcash empowers the underserved micro-merchanrs through financial inclusion using digital payments and loans.

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Financial Software & Systems

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Financial Software & Systems (FSS), is a global comprehensive payments technology provider.

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Perfios Software Solutions

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Perfios Software Solutions offers end user track, monitor and manage personal finance with little manual intervention.

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CASHe

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For timely EMI payments or squaring monthly bills, making a major purchase that you so desired

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GetVantage

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GetVantage is India and Southeast Asia’s first fintech enabled Revenue-based financing platform.

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Recko

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Recko is the financial operations platform for internet businesses – making Reconciliation, commission calculations and payouts seamless

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SMECorner

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SMEcorner is a financial lending firm that focuses on providing services to small and medium enterprises.

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Fi.Money

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Making People Better with Money

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Money View

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Money View is a user-friendly Android app that uses information from SMSes sent from banks, merchants.

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Affordplan

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A tech product for doctors and patients to co-design payment plans for non-emergency healthcare services.

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LenDenClub

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LenDenClub is a digital platform to bring investors and loan seekers at one place to achieve a common goal.

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Kaleidofin

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Kaleidofin is a fintech platform that provides complete financial solutions for excluded individuals and households.

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Fusion Microfinance

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Fusion Microfinance is a New Delhi-based micro-lending startup aiming to provide underprivileged women with economic opportunities.

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Innoviti

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Innoviti develops payments processing, credit distribution, and payments management software solutions.

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Jana Small Finance Bank

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Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.

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ePaylater

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ePaylater gives customers the option to ‘buy now and pay later’ on online portals with just one click.

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Paymatrix

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Paymatrix Manages cash-crunches and unanticipated expenses using a credit card.

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Karbon Card

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Karbon Card is a financial platform for Indian entrepreneurs.

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CoinSwitch Kuber

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CoinSwitch Kuber is an India-based cryptocurrency exchange platform.

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PaySense

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PaySense provides financial services to Indian consumers.

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3one4 Capital

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3one4 Capital is an early-stage venture capital fund based in Bangalore, India.

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CreditMantri

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CreditMantri is a data-driven platform that provides credit and financial reports to users based on their credit history.

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PayMate

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PayMate is an Indian market leader in B2B payments for Enterprise and SME across supply chains.

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DMI Finance

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DMI Finance is a non banking financial company.

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PayU Finance India

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PayU Finance India is a digital lending company.

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Credgenics

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Credgenics is a tech-enabled platform backed by Titan Capital, helping fintech lenders and Banks in their critical NPA reduction

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Happy

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Happy is a digital lending platform offering short term loans using alternate data to micro-enterprises in India

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Kuvera.in

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An online platform for mutual fund investments.

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U Gro Capital

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U Gro Capital is a fintech platform that provides lending services for SMEs.

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Easyplan

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Easyplan develops a financial application that helps young people to easily save money.

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IndiaLends

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IndiaLends is a digital lending and borrowing marketplace that connect borrowers with lenders to help them access affordable credit.

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Smartcoin

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Providing financial access to the millions of mobile users in India using alternative credit assessment

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OnJuno

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OnJuno is a cross-border Neo Banking Platform that aims to give users across the world a high yield account to grow their savings.

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Mahindra finance

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Mahindra Finance focuses on the rural and semi-urban sectors and provides finance for the purchase of utility vehicles, tractors, and cars.

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Hero FinCorp

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Hero FinCorp is a financial company present across categories like two-wheeler financing, supply chain finance and business loans.

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Satya MicroCapital

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Satya MicroCapital is a micro finance company based on a group lending model that allows borrowers to share liability.

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Unocoin

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Unocoin is an Indian bitcoin processor that enables users to buy, sell, store, use, and accept bitcoins.

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Coinsecure

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Bitcoin service provider in India.

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Rubique

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Online marketplace lending platform

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AGS Transact Technologies

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AGS Transact end-to-end payment solutions provider with a wide spectrum of highly customized solutions with the aid of modern technology.

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TranServ

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TranServ is serving a variety of organizations and individuals to make payments processes easy & safe.

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Crediwatch

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Amplified Intelligence for Business and Enterprise.

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RedCarpetUp

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RedCarpet lends to customers in India to finance their online purchases – ecommerce, travel, etc.

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Electronica Finance

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Electronica Finance is a pioneer in the field of Machine Finance.

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